WHAT DOES First National Bank of Primghar DO WITH YOUR PERSONAL INFORMATION?
Why Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
Social Security number and income
account balances and payment history
transaction history and credit history
When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share customer’s personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customer’s personal information; the reasons First National of Primghar chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does First National Bank of Primghar Share?Can you limit this sharing?
Reasons we can share your personal information
Does First National Bank of Primghar Share?
Can you limit this sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes
No
For our marketing purposes – to offer our products and services to you
No
We don’t Share
For our affiliates’ everyday business purposes – information about your transactions and experiences
No
We don’t Share
For our affiliates’ everyday business purposes – information about your creditworthiness
No
We don’t Share
Who we are
Who is providing this notice?
First National Bank of Primghar
Reasons we can share your personal information
How does First National Bank of Primghar protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does First National Bank of Primghar collect my personal information?
We collect your personal information, for example, when you
Open an account or apply for a loan
Pay your bills or make deposits or withdrawals from your account
Use your debit card
We also collect your personal information from others such as credit bureaus.
Why can’t I limit all sharing?
Federal law gives you the right to limit only
Sharing for affiliates’ everyday business purposes – information about your creditworthiness
Affiliates from using your information to market to you
Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
First National Bank of Primghar has no affiliates
Non affiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
First National Bank of Primghar does not share with nonaffiliates so they can market to you
Joint marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
First National Bank of Primghar doesn’t jointly market.